Unsolicited Credit Limit Increases: Understanding Your Rights Against Vanquis 

Vanquis has been accused of irresponsibly raising credit limits for customers without their explicit consent or a thorough reassessment of their financial situation. While an increased limit might seem like a gesture of goodwill, in reality, it can lead to unmanageable debt if the borrower cannot afford the higher credit exposure.

Unsolicited credit limit increases can especially harm vulnerable customers, as they may feel pressured to make use of the increased credit line despite financial constraints. If Vanquis raised your credit limit without consulting you or considering your ability to manage the new level of borrowing, this may constitute irresponsible lending.

You have the right to hold Vanquis accountable for failing to act responsibly. By making a claim, you could recover the additional fees and interest accrued due to the increased limit, or even have your outstanding balance reduced. Take action today to ensure lenders adhere to regulations and treat customers fairly.

How Facility Review Ltd Can Help You Make a Claim

If you believe you’ve been a victim of irresponsible lending by Vanquis, Facility Review Ltd is here to support you every step of the way. Our team of experienced claims specialists understands the complexities of financial disputes and can help you identify whether you’re eligible for a refund, compensation, or a debt reduction.

We manage the entire claims process for you—assessing your case, gathering evidence, submitting complaints to Vanquis, and, if necessary, escalating your claim to the Financial Ombudsman Service. Saving you time and effort, we ensure that your claim is handled professionally and that you have the best chance of success.

At Facility Review Ltd, we’re committed to restoring financial justice for our clients. Contact us today to start your Vanquis claim and take the first step toward reclaiming what you’re owed!